At the Bank of New Canaan, we have checking accounts to fit every lifestyle, so you can select the one that best fits your individual needs. All of our checking accounts feature 24-hour account access though our ATMs, and Online Banking.

Deposit Today, Withdraw Tomorrow
Unlike most banks, we make your funds available to you on the first business day after we receive your deposit. (Ask for our Funds Availability Policy Disclosure for full details and exceptions that may apply.)

FDIC Insurance
Our deposit products offer you the perfect combination of security, convenience, and financial control. All of our deposit accounts are FDIC insured up to $100,000 as allowed by law.

FDIC deposit insurance for all your retirement accounts (the combined total of the traditional and Roth IRAs) at our bank is $250,000. These deposits are insured separately from all your other deposit accounts held at the bank.

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Our Free Checking account is a flexible checking account that helps you easily manage your day-to-day expenses. You choose how and when you want to bank - in person, by ATM or online. The Bank of New Canaan will:

• Pay for your first order of 50 checks
• We will not charge a foreign ATM fee. However, there may be a fee from the bank whose ATM you use.
• Offer you the combined convenience and safety of direct deposit of your payroll, Social Security, or pension check.
• Provide you with check imaging, an easy and convenient way to retain your checking records.

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Get the most of your checking account. Our Interest Checking is an interest bearing account with interest compounded daily and paid monthly.

• A $15.00 monthly maintenance fee which is waived if your average monthly balance is at least $2,500, or your combined balances equal or exceed $5,000.
• No per check fee.
• A choice of ATM or VISA Debit Card.
• We will not charge a foreign ATM fee. However, there may be a fee from the bank whose ATM you use.
• A variable interest rate compounded daily on the current balance paid monthly.
• Check imaging, which provides an easy and convenient way to retain your checking records.

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Put your money to work for you with the Bank of New Canaan's Tiered Rate Checking, an interest bearing account. The larger your balance, the higher your rate of interest will be. With Tiered Rate Checking, there is:

• A $15 monthly maintenance fee, which is waived if the average monthly balance is $10,000 or more, or the customer's combined balances are at least $20,000.
• No per check fee charged.
• Four Balance Tiers on which the interest rates are determined:
  $0 - $999.99
  $1,000 - $4,999.99
  $5,000 - $9,999.99
  $10,000 +.
  
• No issue charge on Traveler's checks.
• No issue charge on Treasurer's checks or money orders.
• Interest compounded daily on the current balance and paid monthly.
• A choice of ATM or VISA Debit Card. We will not charge a foreign ATM fee. However, there may be a fee from the bank whose ATM you use.
• Check imaging, which provides an easy and convenient way to retain your checking records.

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Whether you are saving for that long awaited vacation or planning for your dream home, The Bank of New Canaan offers the short - and long - term options you need.

Savings accounts are a basic form of investing and one of the most important, no matter what your age is. It will help you get started on whatever goal you want to achieve. Interest is compound daily on the current balance and paid monthly.

• No service charge.
• ATM Card available.
• We will not charge a foreign ATM fee. However, there may be a fee from the bank whose ATM you use.
• Competitive interest rates.

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Put your money to work for you with our Interest Bearing Money Market Account. The larger your balance, the higher your rate of interest will be.

• Interest is compounded daily based on the current balance and paid monthly.
• Balance Tiers are:
  $0 - $4,999.99
  $5,000 - $24,999.99
  $25,000 - $99,999.99
  $100,000 - $249,999.99
  $250,000 - $999,999.99
  $1,000,000 - $2,999,999.99
  $3,000,000+
  
• A choice of ATM or VISA Debit Card.
• We will not charge a foreign ATM fee. However, there may be a fee from the bank whose ATM you use.
• A monthly maintenance fee of $15.00 applies if the minimum average current monthly balance is $5,000 or more.
• Six (6) transfers per month are allowed without charge, three (3) of which can be by check. If there are more than six (6) such transactions there is a $15 per transaction fee.

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Traditional CDs are ideal if you will not need access to your money right away. You can choose terms from three months to five years for added flexibility in meeting your goals.

• Minimum opening deposit of $1,000.

This special CD lets you deposit or withdraw funds from your CD as you need to, with certain limitations. Ask one of our Personal Bankers for full details.

• Minimum opening deposit of $15,000.

• Automatically renew at maturity
• Allow additional deposits during the grace period (10 days after maturity)
• Earn interest that is compounded daily on the current balance, and paid or transferred monthly.

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We offer both Roth and traditional IRAs.

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• 24 Hour ATM access.
• Debit Card (VISA).
• Safe Deposit Boxes.
• Traveler's Checks.
• Gift Cards.
• Notary Public.
• Night Depository.
• Signature Guaranty.
• Wire Transfers - Incoming and Outgoing.
• Savings Bonds.
• Money Orders.
• Stamps.
• Treasurer's checks.
• Loose coin counting.