The level of FDIC Insurance on your accounts has increased.
Basic FDIC Deposit Insurance Coverage Limits* |
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| Single Accounts (owned by one person) | $250,000 per owner** | |
| Joint Accounts (two or more persons) | $250,000 per co-owner** | |
| IRAs and certain other retirement accounts | $250,000 per owner | |
| Trust Accounts | $250,000 per owner per beneficiary subject to specific limitations and requirements** | |
| In addition, the FDIC will provide full FDIC deposit insurance for non-interest bearing transaction deposit accounts held at participating FDIC-insured institutions***. | ||
*These deposit insurance coverage limits refer to the total of all deposits that an accountholder (or accountholders) has at each FDIC-insured bank. The listing above shows only the most common ownership categories that apply to individual and family deposits, and assumes that all FDIC requirements are met.
**The legislation authorizing the increase in deposit insurance coverage limits makes the change effective October 3, 2008 through December 31, 2008.
***The legislation authorizing this change in deposit insurance coverage makes the change effective October 15, 2009 through December 31, 2009.

